Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 215,163,000 | 221,510,000 | 219,084,000 | 216,662,000 |
| Total loans | 143,233,000 | 148,225,000 | 146,375,000 | 138,900,000 |
| Allowance for loan losses | 2,629,000 | 2,777,000 | 2,807,000 | 3,030,000 |
| Securities available for sale | 46,812,000 | 43,030,000 | 45,027,000 | 52,315,000 |
| Securities held to maturity | 365,000 | 190,000 | 80,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,474,000 | 193,677,000 | 189,930,000 | 187,748,000 |
| Interest-bearing deposits | 154,656,000 | 160,180,000 | 155,534,000 | 144,872,000 |
| Noninterest-bearing deposits | 32,818,000 | 33,497,000 | 34,396,000 | 42,876,000 |
| Equity capital | 18,359,000 | 18,880,000 | 19,137,000 | 19,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,285,000 | 7,860,000 | 10,298,000 |
| Interest expense | 551,000 | 1,084,000 | 1,584,000 | 2,004,000 |
| Net interest income | 2,081,000 | 4,201,000 | 6,276,000 | 8,294,000 |
| Noninterest income | 647,000 | 1,218,000 | 1,758,000 | 2,467,000 |
| Noninterest expense | 1,675,000 | 3,410,000 | 5,184,000 | 6,754,000 |
| Provision for loan losses | 415,000 | 715,000 | 1,015,000 | 1,895,000 |
| Pretax income | 638,000 | 1,294,000 | 1,835,000 | 2,112,000 |
| Income tax | 338,000 | 569,000 | 819,000 | 429,000 |
| Net income | 300,000 | 725,000 | 1,016,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,040,000 | 17,354,000 | 17,534,000 | 18,090,000 |
| Total capital | 18,988,000 | 19,338,000 | 19,496,000 | 20,000,000 |
| Risk-weighted assets | 155,178,000 | 157,924,000 | 156,134,000 | 151,712,000 |