Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 208,303,000 | 204,558,000 | 203,946,000 | 216,469,000 |
| Total loans | 134,098,000 | 143,894,000 | 146,673,000 | 143,750,000 |
| Allowance for loan losses | 1,642,000 | 1,760,000 | 1,726,000 | 2,404,000 |
| Securities available for sale | 40,040,000 | 37,725,000 | 36,205,000 | 42,787,000 |
| Securities held to maturity | 765,000 | 755,000 | 630,000 | 565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,042,000 | 179,769,000 | 177,565,000 | 190,439,000 |
| Interest-bearing deposits | 150,185,000 | 149,959,000 | 147,037,000 | 154,321,000 |
| Noninterest-bearing deposits | 32,857,000 | 29,810,000 | 30,528,000 | 36,118,000 |
| Equity capital | 16,736,000 | 16,836,000 | 17,465,000 | 17,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,842,000 | 5,636,000 | 8,434,000 | 10,779,000 |
| Interest expense | 720,000 | 1,346,000 | 1,972,000 | 2,577,000 |
| Net interest income | 2,122,000 | 4,290,000 | 6,462,000 | 8,202,000 |
| Noninterest income | 386,000 | 651,000 | 1,094,000 | 1,567,000 |
| Noninterest expense | 1,675,000 | 3,344,000 | 5,031,000 | 6,593,000 |
| Provision for loan losses | 140,000 | 290,000 | 480,000 | 1,480,000 |
| Pretax income | 693,000 | 1,307,000 | 2,045,000 | 1,696,000 |
| Income tax | 253,000 | 508,000 | 753,000 | 448,000 |
| Net income | 440,000 | 799,000 | 1,292,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,428,000 | 15,612,000 | 16,000,000 | 15,851,000 |
| Total capital | 17,070,000 | 17,372,000 | 17,726,000 | 17,806,000 |
| Risk-weighted assets | 147,247,000 | 155,099,000 | 158,250,000 | 155,975,000 |