Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 198,202,000 | 195,109,000 | 199,681,000 | 205,889,000 |
| Total loans | 130,350,000 | 135,374,000 | 134,805,000 | 130,490,000 |
| Allowance for loan losses | 1,278,000 | 1,348,000 | 1,373,000 | 1,498,000 |
| Securities available for sale | 32,475,000 | 32,527,000 | 30,504,000 | 39,431,000 |
| Securities held to maturity | 1,155,000 | 1,150,000 | 1,150,000 | 865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,427,000 | 170,854,000 | 175,888,000 | 179,416,000 |
| Interest-bearing deposits | 142,811,000 | 140,569,000 | 143,865,000 | 145,896,000 |
| Noninterest-bearing deposits | 31,616,000 | 30,285,000 | 32,023,000 | 33,520,000 |
| Equity capital | 15,682,000 | 15,607,000 | 15,890,000 | 16,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,168,000 | 6,288,000 | 9,308,000 | 12,220,000 |
| Interest expense | 1,090,000 | 2,072,000 | 3,000,000 | 3,862,000 |
| Net interest income | 2,078,000 | 4,216,000 | 6,308,000 | 8,358,000 |
| Noninterest income | 312,000 | 690,000 | 1,054,000 | 1,408,000 |
| Noninterest expense | 1,502,000 | 3,035,000 | 4,614,000 | 6,144,000 |
| Provision for loan losses | 66,000 | 156,000 | 246,000 | 366,000 |
| Pretax income | 822,000 | 1,715,000 | 2,502,000 | 3,256,000 |
| Income tax | 266,000 | 636,000 | 949,000 | 1,145,000 |
| Net income | 556,000 | 1,079,000 | 1,553,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,622,000 | 14,795,000 | 14,990,000 | 15,268,000 |
| Total capital | 15,900,000 | 16,143,000 | 16,363,000 | 16,766,000 |
| Risk-weighted assets | 144,353,000 | 148,274,000 | 149,276,000 | 145,837,000 |