Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 175,914,000 | 178,341,000 | 183,725,000 | 193,634,000 |
| Total loans | 115,728,000 | 127,760,000 | 130,352,000 | 127,320,000 |
| Allowance for loan losses | 1,359,000 | 1,386,000 | 1,395,000 | 1,211,000 |
| Securities available for sale | 31,360,000 | 31,157,000 | 30,106,000 | 30,980,000 |
| Securities held to maturity | 1,825,000 | 1,610,000 | 1,405,000 | 1,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,731,000 | 156,707,000 | 161,047,000 | 170,213,000 |
| Interest-bearing deposits | 125,818,000 | 128,718,000 | 132,023,000 | 136,986,000 |
| Noninterest-bearing deposits | 26,913,000 | 27,989,000 | 29,024,000 | 33,227,000 |
| Equity capital | 14,490,000 | 14,566,000 | 14,939,000 | 15,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 6,142,000 | 9,444,000 | 12,756,000 |
| Interest expense | 1,141,000 | 2,336,000 | 3,586,000 | 4,807,000 |
| Net interest income | 1,832,000 | 3,806,000 | 5,858,000 | 7,949,000 |
| Noninterest income | 312,000 | 613,000 | 897,000 | 1,072,000 |
| Noninterest expense | 1,508,000 | 3,049,000 | 4,546,000 | 6,021,000 |
| Provision for loan losses | 30,000 | 60,000 | 93,000 | -20,000 |
| Pretax income | 606,000 | 1,310,000 | 2,116,000 | 3,020,000 |
| Income tax | 231,000 | 455,000 | 713,000 | 979,000 |
| Net income | 375,000 | 855,000 | 1,403,000 | 2,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,799,000 | 13,930,000 | 14,128,000 | 14,415,000 |
| Total capital | 15,158,000 | 15,316,000 | 15,523,000 | 15,626,000 |
| Risk-weighted assets | 127,671,000 | 139,073,000 | 142,457,000 | 141,786,000 |