Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 162,177,000 | 165,482,000 | 167,212,000 | 175,906,000 |
| Total loans | 98,520,000 | 109,087,000 | 111,938,000 | 111,228,000 |
| Allowance for loan losses | 1,274,000 | 1,304,000 | 1,320,000 | 1,347,000 |
| Securities available for sale | 40,968,000 | 36,670,000 | 30,402,000 | 32,641,000 |
| Securities held to maturity | 2,964,000 | 2,695,000 | 2,260,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,387,000 | 143,932,000 | 146,184,000 | 154,656,000 |
| Interest-bearing deposits | 112,650,000 | 118,443,000 | 119,531,000 | 125,002,000 |
| Noninterest-bearing deposits | 26,737,000 | 25,489,000 | 26,653,000 | 29,654,000 |
| Equity capital | 13,855,000 | 13,823,000 | 14,132,000 | 14,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,452,000 | 5,107,000 | 7,956,000 | 10,915,000 |
| Interest expense | 789,000 | 1,675,000 | 2,729,000 | 3,848,000 |
| Net interest income | 1,663,000 | 3,432,000 | 5,227,000 | 7,067,000 |
| Noninterest income | 282,000 | 543,000 | 871,000 | 1,157,000 |
| Noninterest expense | 1,350,000 | 2,729,000 | 4,158,000 | 5,475,000 |
| Provision for loan losses | 20,000 | 50,000 | 70,000 | 100,000 |
| Pretax income | 575,000 | 1,196,000 | 1,877,000 | 2,656,000 |
| Income tax | 201,000 | 382,000 | 645,000 | 838,000 |
| Net income | 374,000 | 814,000 | 1,232,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,380,000 | 13,470,000 | 13,539,000 | 13,776,000 |
| Total capital | 14,654,000 | 14,774,000 | 14,859,000 | 15,123,000 |
| Risk-weighted assets | 110,954,000 | 120,678,000 | 124,966,000 | 126,192,000 |