Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 149,661,000 | 152,479,000 | 154,570,000 | 161,143,000 |
| Total loans | 94,339,000 | 105,522,000 | 109,624,000 | 101,736,000 |
| Allowance for loan losses | 1,326,000 | 1,351,000 | 1,340,000 | 1,256,000 |
| Securities available for sale | 36,626,000 | 31,556,000 | 28,936,000 | 30,608,000 |
| Securities held to maturity | 4,571,000 | 4,500,000 | 3,999,000 | 3,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,361,000 | 126,698,000 | 123,945,000 | 136,863,000 |
| Interest-bearing deposits | 107,901,000 | 106,749,000 | 103,256,000 | 111,432,000 |
| Noninterest-bearing deposits | 20,460,000 | 19,949,000 | 20,689,000 | 25,431,000 |
| Equity capital | 13,618,000 | 13,216,000 | 13,569,000 | 13,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,031,000 | 6,191,000 | 8,385,000 |
| Interest expense | 443,000 | 890,000 | 1,378,000 | 1,880,000 |
| Net interest income | 1,542,000 | 3,141,000 | 4,813,000 | 6,505,000 |
| Noninterest income | 228,000 | 445,000 | 627,000 | 794,000 |
| Noninterest expense | 1,098,000 | 2,193,000 | 3,323,000 | 4,430,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 645,000 | 1,393,000 | 2,093,000 | 2,825,000 |
| Income tax | 236,000 | 471,000 | 743,000 | 981,000 |
| Net income | 409,000 | 922,000 | 1,350,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,388,000 | 12,560,000 | 12,648,000 | 12,797,000 |
| Total capital | 13,714,000 | 13,911,000 | 13,988,000 | 14,053,000 |
| Risk-weighted assets | 106,293,000 | 114,511,000 | 117,988,000 | 111,788,000 |