Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 140,293,000 | 141,633,000 | 141,509,000 | 151,939,000 |
| Total loans | 85,552,000 | 94,168,000 | 96,952,000 | 91,892,000 |
| Allowance for loan losses | 1,063,000 | 1,103,000 | 1,118,000 | 1,247,000 |
| Securities available for sale | 36,786,000 | 31,321,000 | 28,334,000 | 39,282,000 |
| Securities held to maturity | 6,258,000 | 6,034,000 | 5,587,000 | 5,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,689,000 | 120,707,000 | 121,535,000 | 131,179,000 |
| Interest-bearing deposits | 100,702,000 | 101,998,000 | 102,765,000 | 107,031,000 |
| Noninterest-bearing deposits | 18,987,000 | 18,709,000 | 18,770,000 | 24,148,000 |
| Equity capital | 12,980,000 | 13,304,000 | 13,228,000 | 13,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,092,000 | 6,135,000 | 8,123,000 |
| Interest expense | 498,000 | 978,000 | 1,427,000 | 1,866,000 |
| Net interest income | 1,515,000 | 3,114,000 | 4,708,000 | 6,257,000 |
| Noninterest income | 313,000 | 522,000 | 727,000 | 909,000 |
| Noninterest expense | 1,051,000 | 2,113,000 | 3,255,000 | 4,276,000 |
| Provision for loan losses | 30,000 | 70,000 | 90,000 | 220,000 |
| Pretax income | 774,000 | 1,481,000 | 2,167,000 | 2,747,000 |
| Income tax | 246,000 | 460,000 | 689,000 | 847,000 |
| Net income | 528,000 | 1,021,000 | 1,478,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,893,000 | 12,080,000 | 12,223,000 | 12,312,000 |
| Total capital | 12,956,000 | 13,183,000 | 13,341,000 | 13,559,000 |
| Risk-weighted assets | 100,363,000 | 107,129,000 | 107,566,000 | 104,150,000 |