Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,245,000 | 132,409,000 | 131,147,000 | 140,178,000 |
| Total loans | 73,056,000 | 81,495,000 | 85,878,000 | 83,591,000 |
| Allowance for loan losses | 915,000 | 938,000 | 947,000 | 1,033,000 |
| Securities available for sale | 29,553,000 | 31,456,000 | 27,020,000 | 32,817,000 |
| Securities held to maturity | 7,914,000 | 7,444,000 | 7,160,000 | 6,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,006,000 | 112,631,000 | 112,517,000 | 120,476,000 |
| Interest-bearing deposits | 92,700,000 | 96,405,000 | 95,851,000 | 97,978,000 |
| Noninterest-bearing deposits | 17,306,000 | 16,226,000 | 16,666,000 | 22,498,000 |
| Equity capital | 12,195,000 | 12,888,000 | 12,863,000 | 12,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,028,000 | 6,115,000 | 8,174,000 |
| Interest expense | 629,000 | 1,217,000 | 1,762,000 | 2,277,000 |
| Net interest income | 1,363,000 | 2,811,000 | 4,353,000 | 5,897,000 |
| Noninterest income | 249,000 | 432,000 | 648,000 | 840,000 |
| Noninterest expense | 1,030,000 | 2,019,000 | 3,012,000 | 3,938,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 265,000 |
| Pretax income | 552,000 | 1,164,000 | 1,916,000 | 2,552,000 |
| Income tax | 222,000 | 408,000 | 664,000 | 907,000 |
| Net income | 330,000 | 756,000 | 1,252,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,257,000 | 11,673,000 | 11,574,000 | 11,671,000 |
| Total capital | 12,172,000 | 12,611,000 | 12,521,000 | 12,704,000 |
| Risk-weighted assets | 89,796,000 | 96,970,000 | 101,061,000 | 100,646,000 |