Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,821,000 | 124,577,000 | 127,127,000 | 130,907,000 |
| Total loans | 68,157,000 | 72,635,000 | 78,205,000 | 73,793,000 |
| Allowance for loan losses | 717,000 | 781,000 | 811,000 | 883,000 |
| Securities available for sale | 31,927,000 | 29,555,000 | 25,935,000 | 30,618,000 |
| Securities held to maturity | 10,921,000 | 10,439,000 | 9,961,000 | 9,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,061,000 | 105,128,000 | 107,869,000 | 111,209,000 |
| Interest-bearing deposits | 89,906,000 | 88,363,000 | 90,559,000 | 91,641,000 |
| Noninterest-bearing deposits | 18,155,000 | 16,765,000 | 17,310,000 | 19,568,000 |
| Equity capital | 11,923,000 | 12,429,000 | 12,318,000 | 12,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,804,000 | 7,029,000 | 9,125,000 |
| Interest expense | 1,116,000 | 2,085,000 | 2,988,000 | 3,706,000 |
| Net interest income | 1,225,000 | 2,719,000 | 4,041,000 | 5,419,000 |
| Noninterest income | 217,000 | 409,000 | 597,000 | 789,000 |
| Noninterest expense | 1,020,000 | 2,008,000 | 2,950,000 | 3,828,000 |
| Provision for loan losses | 30,000 | 100,000 | 130,000 | 302,000 |
| Pretax income | 392,000 | 1,020,000 | 1,558,000 | 2,075,000 |
| Income tax | 146,000 | 319,000 | 560,000 | 678,000 |
| Net income | 246,000 | 701,000 | 998,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,890,000 | 11,355,000 | 11,067,000 | 11,477,000 |
| Total capital | 11,607,000 | 12,136,000 | 11,878,000 | 12,360,000 |
| Risk-weighted assets | 83,784,000 | 90,089,000 | 94,847,000 | 91,735,000 |