Call reports 2022
SOLVAY BANK — 2022
What SOLVAY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,112,725,000 | 1,126,270,000 | 1,185,506,000 | 1,117,965,000 |
| Total loans | 637,726,000 | 650,586,000 | 652,994,000 | 672,001,000 |
| Allowance for loan losses | 7,618,000 | 7,641,000 | 7,589,000 | 7,603,000 |
| Securities available for sale | 415,526,000 | 404,787,000 | 379,604,000 | 374,380,000 |
| Securities held to maturity | 6,318,000 | 6,777,000 | 6,499,000 | 7,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,964,000 | 1,041,498,000 | 1,112,911,000 | 992,570,000 |
| Interest-bearing deposits | 708,133,000 | 726,688,000 | 789,862,000 | 672,715,000 |
| Noninterest-bearing deposits | 306,831,000 | 314,810,000 | 323,049,000 | 319,855,000 |
| Equity capital | 84,707,000 | 76,723,000 | 65,159,000 | 69,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,432,000 | 15,216,000 | 23,541,000 | 32,281,000 |
| Interest expense | 478,000 | 1,016,000 | 1,677,000 | 2,873,000 |
| Net interest income | 6,954,000 | 14,200,000 | 21,864,000 | 29,408,000 |
| Noninterest income | 1,316,000 | 2,666,000 | 4,021,000 | 5,428,000 |
| Noninterest expense | 4,943,000 | 10,041,000 | 15,282,000 | 20,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,327,000 | 6,770,000 | 10,439,000 | 13,883,000 |
| Income tax | 684,000 | 1,419,000 | 2,203,000 | 2,920,000 |
| Net income | 2,643,000 | 5,351,000 | 8,236,000 | 10,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,389,000 | 105,558,000 | 107,477,000 | 109,238,000 |