Call reports 2001
SOLVAY BANK — 2001
What SOLVAY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 354,563,000 | 355,394,000 | 364,060,000 | 381,082,000 |
| Total loans | 255,316,000 | 266,011,000 | 269,133,000 | 274,492,000 |
| Allowance for loan losses | 6,101,000 | 6,224,000 | 6,268,000 | 6,301,000 |
| Securities available for sale | 22,077,000 | 28,028,000 | 31,355,000 | 31,729,000 |
| Securities held to maturity | 35,927,000 | 30,898,000 | 29,068,000 | 29,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,802,000 | 325,570,000 | 333,069,000 | 349,073,000 |
| Interest-bearing deposits | 279,092,000 | 277,517,000 | 284,685,000 | 295,405,000 |
| Noninterest-bearing deposits | 45,710,000 | 48,053,000 | 48,384,000 | 53,668,000 |
| Equity capital | 27,453,000 | 28,089,000 | 29,299,000 | 29,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,259,000 | 12,602,000 | 18,890,000 | 25,040,000 |
| Interest expense | 3,172,000 | 6,382,000 | 9,419,000 | 12,055,000 |
| Net interest income | 3,087,000 | 6,220,000 | 9,471,000 | 12,985,000 |
| Noninterest income | 456,000 | 958,000 | 1,472,000 | 1,943,000 |
| Noninterest expense | 2,061,000 | 4,240,000 | 6,449,000 | 8,623,000 |
| Provision for loan losses | 255,000 | 510,000 | 765,000 | 1,000,000 |
| Pretax income | 1,277,000 | 2,512,000 | 3,826,000 | 5,408,000 |
| Income tax | 410,000 | 805,000 | 1,235,000 | 1,770,000 |
| Net income | 867,000 | 1,707,000 | 2,591,000 | 3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,281,000 | 27,967,000 | 28,694,000 | 29,500,000 |
| Total capital | 29,933,000 | 30,709,000 | 31,490,000 | 32,368,000 |
| Risk-weighted assets | 208,690,000 | 215,857,000 | 220,247,000 | 225,829,000 |