Call reports 2010
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2010
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 303,040,000 | 297,519,000 | 294,380,000 |
| Total loans | 211,847,000 | 212,823,000 | 188,805,000 |
| Allowance for loan losses | 6,732,000 | 5,884,000 | 5,935,000 |
| Securities available for sale | 61,246,000 | 62,184,000 | 77,951,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 266,574,000 | 260,423,000 | 250,867,000 |
| Interest-bearing deposits | 232,244,000 | 226,156,000 | 218,236,000 |
| Noninterest-bearing deposits | 34,330,000 | 34,267,000 | 32,631,000 |
| Equity capital | 27,845,000 | 27,862,000 | 27,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 3,563,000 | 7,045,000 | 10,456,000 |
| Interest expense | 1,031,000 | 1,999,000 | 2,860,000 |
| Net interest income | 2,532,000 | 5,046,000 | 7,596,000 |
| Noninterest income | 371,000 | 846,000 | 1,382,000 |
| Noninterest expense | 2,018,000 | 4,217,000 | 6,614,000 |
| Provision for loan losses | 900,000 | 1,975,000 | 2,710,000 |
| Pretax income | 81,000 | 38,000 | -8,000 |
| Income tax | 21,000 | -11,000 | 64,000 |
| Net income | 60,000 | 49,000 | -72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 26,775,000 | 26,775,000 | 26,665,000 |
| Total capital | 29,753,000 | 29,749,000 | 29,411,000 |
| Risk-weighted assets | 234,457,000 | 234,981,000 | 216,492,000 |