Call reports 2009
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2009
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 281,890,000 | 299,591,000 | 302,049,000 | 300,044,000 |
| Total loans | 200,493,000 | 201,267,000 | 211,267,000 | 212,570,000 |
| Allowance for loan losses | 3,169,000 | 3,850,000 | 5,058,000 | 6,312,000 |
| Securities available for sale | 60,143,000 | 75,015,000 | 70,567,000 | 65,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,520,000 | 269,025,000 | 264,407,000 | 259,865,000 |
| Interest-bearing deposits | 210,859,000 | 240,233,000 | 235,451,000 | 230,238,000 |
| Noninterest-bearing deposits | 29,661,000 | 28,792,000 | 28,956,000 | 29,627,000 |
| Equity capital | 24,804,000 | 24,271,000 | 28,803,000 | 27,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,612,000 | 7,220,000 | 11,049,000 | 14,760,000 |
| Interest expense | 1,456,000 | 2,835,000 | 4,149,000 | 5,299,000 |
| Net interest income | 2,156,000 | 4,385,000 | 6,900,000 | 9,461,000 |
| Noninterest income | 217,000 | 644,000 | 905,000 | 1,113,000 |
| Noninterest expense | 1,864,000 | 3,844,000 | 5,744,000 | 7,755,000 |
| Provision for loan losses | 280,000 | 1,445,000 | 2,895,000 | 5,445,000 |
| Pretax income | 229,000 | -260,000 | -834,000 | -2,626,000 |
| Income tax | 54,000 | -40,000 | -410,000 | -1,108,000 |
| Net income | 175,000 | -220,000 | -424,000 | -1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,366,000 | 23,982,000 | 27,788,000 | 26,705,000 |
| Total capital | 27,130,000 | 26,821,000 | 30,729,000 | 29,679,000 |
| Risk-weighted assets | 220,699,000 | 226,078,000 | 233,151,000 | 234,616,000 |