Call reports 2008
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2008
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 251,929,000 | 251,510,000 | 269,418,000 | 277,981,000 |
| Total loans | 178,058,000 | 188,099,000 | 201,843,000 | 203,788,000 |
| Allowance for loan losses | 2,414,000 | 2,681,000 | 3,029,000 | 3,718,000 |
| Securities available for sale | 48,867,000 | 42,537,000 | 41,077,000 | 50,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,954,000 | 210,874,000 | 214,779,000 | 233,301,000 |
| Interest-bearing deposits | 181,570,000 | 180,424,000 | 186,130,000 | 203,458,000 |
| Noninterest-bearing deposits | 35,383,000 | 30,449,000 | 28,649,000 | 29,843,000 |
| Equity capital | 23,430,000 | 24,145,000 | 24,168,000 | 24,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,757,000 | 7,360,000 | 11,074,000 | 14,706,000 |
| Interest expense | 1,772,000 | 3,310,000 | 4,823,000 | 6,356,000 |
| Net interest income | 1,985,000 | 4,050,000 | 6,251,000 | 8,350,000 |
| Noninterest income | 430,000 | 2,395,000 | 2,772,000 | 3,170,000 |
| Noninterest expense | 1,781,000 | 3,717,000 | 5,465,000 | 7,239,000 |
| Provision for loan losses | 295,000 | 1,040,000 | 1,741,000 | 2,816,000 |
| Pretax income | 339,000 | 1,688,000 | 1,817,000 | 1,465,000 |
| Income tax | 117,000 | 574,000 | 614,000 | 435,000 |
| Net income | 222,000 | 1,114,000 | 1,203,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,371,000 | 24,263,000 | 24,353,000 | 24,179,000 |
| Total capital | 25,785,000 | 26,839,000 | 27,094,000 | 26,951,000 |
| Risk-weighted assets | 198,450,000 | 205,946,000 | 218,989,000 | 220,788,000 |