Call reports 2007
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2007
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 260,963,000 | 254,320,000 | 252,715,000 | 249,397,000 |
| Total loans | 165,240,000 | 174,186,000 | 175,066,000 | 178,869,000 |
| Allowance for loan losses | 1,843,000 | 1,957,000 | 2,026,000 | 2,316,000 |
| Securities available for sale | 69,115,000 | 59,247,000 | 56,374,000 | 52,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,575,000 | 209,201,000 | 217,430,000 | 208,260,000 |
| Interest-bearing deposits | 167,498,000 | 169,681,000 | 180,128,000 | 177,332,000 |
| Noninterest-bearing deposits | 44,078,000 | 39,521,000 | 37,301,000 | 30,928,000 |
| Equity capital | 21,305,000 | 21,556,000 | 22,589,000 | 23,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 8,085,000 | 12,276,000 | 16,340,000 |
| Interest expense | 1,732,000 | 3,541,000 | 5,432,000 | 7,306,000 |
| Net interest income | 2,265,000 | 4,544,000 | 6,844,000 | 9,034,000 |
| Noninterest income | 556,000 | 1,132,000 | 1,697,000 | 2,241,000 |
| Noninterest expense | 1,780,000 | 3,571,000 | 5,343,000 | 7,083,000 |
| Provision for loan losses | 84,000 | 199,000 | 304,000 | 724,000 |
| Pretax income | 957,000 | 1,906,000 | 2,894,000 | 3,468,000 |
| Income tax | 347,000 | 671,000 | 1,011,000 | 1,196,000 |
| Net income | 610,000 | 1,235,000 | 1,883,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,487,000 | 22,112,000 | 22,759,000 | 23,149,000 |
| Total capital | 23,329,000 | 24,068,000 | 24,784,000 | 25,464,000 |
| Risk-weighted assets | 180,891,000 | 185,968,000 | 190,959,000 | 197,861,000 |