Call reports 2006
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2006
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 252,820,000 | 274,516,000 | 273,259,000 | 274,569,000 |
| Total loans | 152,590,000 | 152,869,000 | 153,103,000 | 154,503,000 |
| Allowance for loan losses | 1,803,000 | 1,795,000 | 1,839,000 | 1,758,000 |
| Securities available for sale | 67,880,000 | 74,362,000 | 72,791,000 | 78,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,947,000 | 226,802,000 | 222,723,000 | 224,467,000 |
| Interest-bearing deposits | 140,626,000 | 157,283,000 | 163,005,000 | 165,084,000 |
| Noninterest-bearing deposits | 64,321,000 | 69,519,000 | 59,718,000 | 59,383,000 |
| Equity capital | 17,923,000 | 18,395,000 | 19,621,000 | 20,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 7,227,000 | 11,254,000 | 15,287,000 |
| Interest expense | 1,100,000 | 2,462,000 | 4,105,000 | 5,840,000 |
| Net interest income | 2,371,000 | 4,765,000 | 7,149,000 | 9,447,000 |
| Noninterest income | 417,000 | 923,000 | 1,462,000 | 1,955,000 |
| Noninterest expense | 1,635,000 | 3,283,000 | 4,930,000 | 6,594,000 |
| Provision for loan losses | 30,000 | 45,000 | 100,000 | 160,000 |
| Pretax income | 1,123,000 | 2,360,000 | 3,581,000 | 4,648,000 |
| Income tax | 414,000 | 872,000 | 1,318,000 | 1,682,000 |
| Net income | 709,000 | 1,488,000 | 2,263,000 | 2,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,620,000 | 19,399,000 | 20,173,000 | 20,877,000 |
| Total capital | 20,423,000 | 21,194,000 | 22,012,000 | 22,635,000 |
| Risk-weighted assets | 164,471,000 | 169,527,000 | 172,001,000 | 174,788,000 |