Call reports 2005
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2005
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 241,002,000 | 239,243,000 | 253,803,000 | 271,179,000 |
| Total loans | 127,140,000 | 133,569,000 | 136,521,000 | 140,371,000 |
| Allowance for loan losses | 1,673,000 | 1,690,000 | 1,723,000 | 1,756,000 |
| Securities available for sale | 46,233,000 | 59,082,000 | 68,746,000 | 72,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,899,000 | 192,160,000 | 206,305,000 | 219,180,000 |
| Interest-bearing deposits | 154,804,000 | 133,756,000 | 133,879,000 | 136,511,000 |
| Noninterest-bearing deposits | 59,095,000 | 58,404,000 | 72,427,000 | 82,669,000 |
| Equity capital | 15,731,000 | 16,311,000 | 16,889,000 | 17,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,421,000 | 5,126,000 | 8,059,000 | 11,302,000 |
| Interest expense | 684,000 | 1,443,000 | 2,288,000 | 3,282,000 |
| Net interest income | 1,737,000 | 3,683,000 | 5,771,000 | 8,020,000 |
| Noninterest income | 422,000 | 825,000 | 1,299,000 | 1,757,000 |
| Noninterest expense | 1,381,000 | 2,845,000 | 4,384,000 | 6,014,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 165,000 |
| Pretax income | 718,000 | 1,573,000 | 2,566,000 | 3,598,000 |
| Income tax | 269,000 | 593,000 | 965,000 | 1,332,000 |
| Net income | 449,000 | 980,000 | 1,601,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,094,000 | 16,624,000 | 17,246,000 | 17,911,000 |
| Total capital | 17,767,000 | 18,314,000 | 18,969,000 | 19,667,000 |
| Risk-weighted assets | 139,703,000 | 143,903,000 | 148,504,000 | 155,814,000 |