Call reports 2004
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2004
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 165,334,000 | 177,625,000 | 205,770,000 | 224,813,000 |
| Total loans | 115,709,000 | 120,534,000 | 121,042,000 | 121,739,000 |
| Allowance for loan losses | 1,397,000 | 1,405,000 | 1,440,000 | 1,610,000 |
| Securities available for sale | 18,789,000 | 27,830,000 | 32,848,000 | 39,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,180,000 | 159,260,000 | 187,448,000 | 203,392,000 |
| Interest-bearing deposits | 115,409,000 | 118,420,000 | 144,517,000 | 152,165,000 |
| Noninterest-bearing deposits | 31,771,000 | 40,840,000 | 42,931,000 | 51,227,000 |
| Equity capital | 11,355,000 | 11,411,000 | 13,200,000 | 13,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,669,000 | 5,720,000 | 7,976,000 |
| Interest expense | 492,000 | 964,000 | 1,474,000 | 2,095,000 |
| Net interest income | 1,312,000 | 2,705,000 | 4,246,000 | 5,881,000 |
| Noninterest income | 422,000 | 857,000 | 1,270,000 | 1,685,000 |
| Noninterest expense | 1,213,000 | 2,491,000 | 3,822,000 | 5,146,000 |
| Provision for loan losses | 90,000 | 120,000 | 155,000 | 355,000 |
| Pretax income | 431,000 | 951,000 | 1,539,000 | 2,065,000 |
| Income tax | 164,000 | 360,000 | 582,000 | 774,000 |
| Net income | 267,000 | 591,000 | 957,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,321,000 | 11,645,000 | 13,311,000 | 14,144,000 |
| Total capital | 12,718,000 | 13,050,000 | 14,751,000 | 15,754,000 |
| Risk-weighted assets | 115,841,000 | 120,644,000 | 126,979,000 | 131,310,000 |