Call reports 2003
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2003
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 148,948,000 | 151,553,000 | 152,160,000 | 161,412,000 |
| Total loans | 105,770,000 | 109,043,000 | 114,387,000 | 115,089,000 |
| Allowance for loan losses | 1,338,000 | 1,365,000 | 1,386,000 | 1,307,000 |
| Securities available for sale | 6,605,000 | 9,630,000 | 15,061,000 | 18,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,917,000 | 140,372,000 | 140,078,000 | 148,987,000 |
| Interest-bearing deposits | 110,143,000 | 112,203,000 | 109,271,000 | 116,183,000 |
| Noninterest-bearing deposits | 27,774,000 | 28,169,000 | 30,808,000 | 32,804,000 |
| Equity capital | 9,554,000 | 9,685,000 | 10,716,000 | 11,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,609,000 | 5,426,000 | 7,298,000 |
| Interest expense | 626,000 | 1,222,000 | 1,787,000 | 2,318,000 |
| Net interest income | 1,187,000 | 2,387,000 | 3,639,000 | 4,980,000 |
| Noninterest income | 361,000 | 717,000 | 1,114,000 | 1,563,000 |
| Noninterest expense | 1,177,000 | 2,292,000 | 3,499,000 | 4,699,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 200,000 |
| Pretax income | 341,000 | 752,000 | 1,164,000 | 1,644,000 |
| Income tax | 122,000 | 280,000 | 447,000 | 616,000 |
| Net income | 219,000 | 472,000 | 717,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,498,000 | 9,635,000 | 10,741,000 | 11,053,000 |
| Total capital | 10,836,000 | 11,000,000 | 12,127,000 | 12,360,000 |
| Risk-weighted assets | 107,351,000 | 109,348,000 | 112,667,000 | 113,635,000 |