Call reports 2002
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2002
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 136,904,000 | 139,133,000 | 137,490,000 | 142,845,000 |
| Total loans | 101,662,000 | 102,414,000 | 103,406,000 | 102,831,000 |
| Allowance for loan losses | 1,264,000 | 1,297,000 | 1,337,000 | 1,304,000 |
| Securities available for sale | 14,865,000 | 13,824,000 | 9,722,000 | 8,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,019,000 | 127,788,000 | 125,422,000 | 131,343,000 |
| Interest-bearing deposits | 101,551,000 | 102,642,000 | 101,980,000 | 106,746,000 |
| Noninterest-bearing deposits | 23,468,000 | 25,146,000 | 23,442,000 | 24,597,000 |
| Equity capital | 10,086,000 | 10,168,000 | 10,375,000 | 10,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,061,000 | 6,084,000 | 8,024,000 |
| Interest expense | 744,000 | 1,440,000 | 2,118,000 | 2,783,000 |
| Net interest income | 1,335,000 | 2,621,000 | 3,966,000 | 5,241,000 |
| Noninterest income | 323,000 | 713,000 | 1,095,000 | 1,491,000 |
| Noninterest expense | 1,207,000 | 2,488,000 | 3,595,000 | 4,734,000 |
| Provision for loan losses | 60,000 | 130,000 | 185,000 | 215,000 |
| Pretax income | 391,000 | 716,000 | 1,281,000 | 1,783,000 |
| Income tax | 147,000 | 275,000 | 492,000 | 685,000 |
| Net income | 244,000 | 441,000 | 789,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,901,000 | 9,995,000 | 10,241,000 | 10,404,000 |
| Total capital | 11,149,000 | 11,261,000 | 11,523,000 | 11,705,000 |
| Risk-weighted assets | 99,786,000 | 101,238,000 | 102,527,000 | 104,046,000 |