Call reports 2001
CENTERSTATE BANK CENTRAL FLORIDA, N.A. — 2001
What CENTERSTATE BANK CENTRAL FLORIDA, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,005,000 | 128,739,000 | 127,670,000 | 126,690,000 |
| Total loans | 88,185,000 | 90,938,000 | 94,436,000 | 98,301,000 |
| Allowance for loan losses | 1,084,000 | 1,148,000 | 1,198,000 | 1,205,000 |
| Securities available for sale | 18,999,000 | 21,039,000 | 19,668,000 | 16,568,000 |
| Securities held to maturity | 3,503,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,056,000 | 115,559,000 | 114,936,000 | 114,914,000 |
| Interest-bearing deposits | 94,997,000 | 95,274,000 | 93,749,000 | 94,426,000 |
| Noninterest-bearing deposits | 22,059,000 | 20,285,000 | 21,187,000 | 20,488,000 |
| Equity capital | 9,349,000 | 9,585,000 | 9,881,000 | 10,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,695,000 | 7,011,000 | 9,166,000 |
| Interest expense | 1,173,000 | 2,246,000 | 3,215,000 | 4,032,000 |
| Net interest income | 1,172,000 | 2,449,000 | 3,796,000 | 5,134,000 |
| Noninterest income | 314,000 | 668,000 | 1,029,000 | 1,391,000 |
| Noninterest expense | 1,111,000 | 2,235,000 | 3,406,000 | 4,556,000 |
| Provision for loan losses | 66,000 | 132,000 | 213,000 | 302,000 |
| Pretax income | 309,000 | 750,000 | 1,206,000 | 1,667,000 |
| Income tax | 116,000 | 283,000 | 456,000 | 640,000 |
| Net income | 193,000 | 467,000 | 750,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,146,000 | 9,348,000 | 9,546,000 | 9,734,000 |
| Total capital | 10,230,000 | 10,461,000 | 10,689,000 | 10,927,000 |
| Risk-weighted assets | 87,493,000 | 89,255,000 | 91,705,000 | 95,751,000 |