Call reports 2006
FIRST NATIONAL BANK OF GOLIAD, THE — 2006
What FIRST NATIONAL BANK OF GOLIAD, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 45,493,000 | 43,641,000 | 43,368,000 |
| Total loans | 23,433,000 | 25,230,000 | 23,966,000 |
| Allowance for loan losses | 417,000 | 403,000 | 432,000 |
| Securities available for sale | 13,970,000 | 12,430,000 | 14,416,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 42,249,000 | 40,152,000 | 39,609,000 |
| Interest-bearing deposits | 30,865,000 | 29,692,000 | 28,886,000 |
| Noninterest-bearing deposits | 11,384,000 | 10,460,000 | 10,723,000 |
| Equity capital | 3,008,000 | 3,227,000 | 3,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 639,000 | 1,370,000 | 2,075,000 |
| Interest expense | 154,000 | 321,000 | 500,000 |
| Net interest income | 485,000 | 1,049,000 | 1,575,000 |
| Noninterest income | 96,000 | 230,000 | 332,000 |
| Noninterest expense | 463,000 | 900,000 | 1,324,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 |
| Pretax income | 103,000 | 349,000 | 538,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 103,000 | 349,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 3,118,000 | 3,365,000 | 3,554,000 |
| Total capital | 3,454,000 | 3,720,000 | 3,901,000 |
| Risk-weighted assets | 26,786,000 | 28,254,000 | 27,540,000 |