Call reports 2005
FIRST NATIONAL BANK OF GOLIAD, THE — 2005
What FIRST NATIONAL BANK OF GOLIAD, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,184,000 | 42,201,000 | 43,901,000 | 44,584,000 |
| Total loans | 27,226,000 | 26,316,000 | 25,762,000 | 23,970,000 |
| Allowance for loan losses | 623,000 | 434,000 | 469,000 | 391,000 |
| Securities available for sale | 8,637,000 | 8,585,000 | 10,551,000 | 12,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,174,000 | 39,112,000 | 40,757,000 | 41,460,000 |
| Interest-bearing deposits | 29,846,000 | 30,020,000 | 30,803,000 | 31,175,000 |
| Noninterest-bearing deposits | 9,328,000 | 9,092,000 | 9,954,000 | 10,285,000 |
| Equity capital | 2,789,000 | 2,852,000 | 2,903,000 | 2,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,131,000 | 1,723,000 | 2,352,000 |
| Interest expense | 106,000 | 221,000 | 349,000 | 493,000 |
| Net interest income | 444,000 | 910,000 | 1,374,000 | 1,859,000 |
| Noninterest income | 88,000 | 186,000 | 255,000 | 345,000 |
| Noninterest expense | 492,000 | 970,000 | 1,397,000 | 1,887,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 75,000 |
| Pretax income | 40,000 | 126,000 | 187,000 | 242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 126,000 | 187,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,899,000 | 2,960,000 | 3,015,000 |
| Total capital | 3,163,000 | 3,239,000 | 3,336,000 | 3,343,000 |
| Risk-weighted assets | 27,781,000 | 27,554,000 | 30,017,000 | 26,164,000 |