Call reports 2004
FIRST NATIONAL BANK OF GOLIAD, THE — 2004
What FIRST NATIONAL BANK OF GOLIAD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 40,998,000 | 40,725,000 | 40,807,000 | 42,503,000 |
| Total loans | 28,922,000 | 29,796,000 | 28,176,000 | 26,745,000 |
| Allowance for loan losses | 1,167,000 | 982,000 | 806,000 | 653,000 |
| Securities available for sale | 2,460,000 | 5,466,000 | 5,472,000 | 7,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,803,000 | 37,649,000 | 37,694,000 | 39,545,000 |
| Interest-bearing deposits | 29,900,000 | 29,303,000 | 29,112,000 | 30,187,000 |
| Noninterest-bearing deposits | 7,903,000 | 8,346,000 | 8,582,000 | 9,358,000 |
| Equity capital | 2,983,000 | 2,845,000 | 2,882,000 | 2,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 863,000 | 1,378,000 | 1,901,000 |
| Interest expense | 74,000 | 180,000 | 282,000 | 388,000 |
| Net interest income | 283,000 | 683,000 | 1,096,000 | 1,513,000 |
| Noninterest income | 73,000 | 88,000 | 201,000 | 311,000 |
| Noninterest expense | 429,000 | 862,000 | 1,374,000 | 1,916,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 185,000 |
| Pretax income | -73,000 | -191,000 | -177,000 | -277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -73,000 | -191,000 | -177,000 | -277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,978,000 | 2,859,000 | 2,873,000 | 2,763,000 |
| Total capital | 3,335,000 | 3,231,000 | 3,223,000 | 3,102,000 |
| Risk-weighted assets | 27,748,000 | 28,415,000 | 27,536,000 | 26,949,000 |