Call reports 2002
FIRST NATIONAL BANK OF GOLIAD, THE — 2002
What FIRST NATIONAL BANK OF GOLIAD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,841,000 | 41,440,000 | 42,409,000 | 44,562,000 |
| Total loans | 28,629,000 | 30,025,000 | 31,326,000 | 31,946,000 |
| Allowance for loan losses | 375,000 | 395,000 | 421,000 | 262,000 |
| Securities available for sale | 5,785,000 | 5,671,000 | 5,167,000 | 5,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,373,000 | 38,017,000 | 38,719,000 | 40,807,000 |
| Interest-bearing deposits | 29,901,000 | 30,580,000 | 30,911,000 | 32,417,000 |
| Noninterest-bearing deposits | 7,472,000 | 7,437,000 | 7,808,000 | 8,390,000 |
| Equity capital | 3,199,000 | 3,148,000 | 3,346,000 | 3,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,407,000 | 2,109,000 | 2,796,000 |
| Interest expense | 195,000 | 380,000 | 565,000 | 742,000 |
| Net interest income | 521,000 | 1,027,000 | 1,544,000 | 2,054,000 |
| Noninterest income | 135,000 | 245,000 | 382,000 | 529,000 |
| Noninterest expense | 483,000 | 1,027,000 | 1,553,000 | 2,095,000 |
| Provision for loan losses | 105,000 | 135,000 | 165,000 | 195,000 |
| Pretax income | 68,000 | 110,000 | 208,000 | 293,000 |
| Income tax | 18,000 | 39,000 | 71,000 | 91,000 |
| Net income | 50,000 | 71,000 | 137,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,225,000 | 3,220,000 | 3,286,000 | 3,351,000 |
| Total capital | 3,574,000 | 3,589,000 | 3,672,000 | 3,613,000 |
| Risk-weighted assets | 27,882,000 | 29,480,000 | 30,881,000 | 31,386,000 |