Call reports 2001
FIRST NATIONAL BANK OF GOLIAD, THE — 2001
What FIRST NATIONAL BANK OF GOLIAD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,449,000 | 36,773,000 | 39,425,000 | 39,832,000 |
| Total loans | 25,762,000 | 26,839,000 | 27,526,000 | 27,262,000 |
| Allowance for loan losses | 288,000 | 320,000 | 329,000 | 291,000 |
| Securities available for sale | 3,980,000 | 3,406,000 | 2,775,000 | 2,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,073,000 | 33,449,000 | 36,010,000 | 36,402,000 |
| Interest-bearing deposits | 25,842,000 | 26,897,000 | 28,465,000 | 28,949,000 |
| Noninterest-bearing deposits | 7,231,000 | 6,552,000 | 7,545,000 | 7,453,000 |
| Equity capital | 3,031,000 | 3,113,000 | 3,169,000 | 3,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,412,000 | 2,123,000 | 2,794,000 |
| Interest expense | 270,000 | 520,000 | 769,000 | 998,000 |
| Net interest income | 434,000 | 892,000 | 1,354,000 | 1,796,000 |
| Noninterest income | 123,000 | 277,000 | 408,000 | 544,000 |
| Noninterest expense | 461,000 | 927,000 | 1,401,000 | 1,910,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 66,000 | 182,000 | 271,000 | 310,000 |
| Income tax | 20,000 | 51,000 | 78,000 | 83,000 |
| Net income | 46,000 | 131,000 | 193,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,994,000 | 3,079,000 | 3,141,000 | 3,175,000 |
| Total capital | 3,282,000 | 3,399,000 | 3,470,000 | 3,466,000 |
| Risk-weighted assets | 25,406,000 | 26,243,000 | 27,442,000 | 27,269,000 |