Call reports 2025
AMERICAN BANK, NATIONAL ASSOCIATION — 2025
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 551,879,000 | 528,578,000 | 534,925,000 | 554,123,000 |
| Total loans | 477,011,000 | 468,646,000 | 476,037,000 | 500,756,000 |
| Allowance for loan losses | 5,278,000 | 5,339,000 | 5,344,000 | 5,350,000 |
| Securities available for sale | 9,892,000 | 6,433,000 | 6,014,000 | 5,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,844,000 | 431,781,000 | 444,751,000 | 456,385,000 |
| Interest-bearing deposits | 393,447,000 | 386,592,000 | 401,768,000 | 400,826,000 |
| Noninterest-bearing deposits | 44,397,000 | 45,189,000 | 42,983,000 | 55,559,000 |
| Equity capital | 53,631,000 | 53,712,000 | 54,922,000 | 57,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,470,000 | 15,096,000 | 22,764,000 | 30,468,000 |
| Interest expense | 3,561,000 | 7,086,000 | 10,408,000 | 13,707,000 |
| Net interest income | 3,909,000 | 8,010,000 | 12,356,000 | 16,761,000 |
| Noninterest income | 371,000 | 872,000 | 1,360,000 | 2,176,000 |
| Noninterest expense | 2,555,000 | 5,327,000 | 7,904,000 | 10,472,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | 1,725,000 | 3,500,000 | 5,757,000 | 8,410,000 |
| Income tax | 86,000 | 161,000 | 237,000 | 331,000 |
| Net income | 1,639,000 | 3,339,000 | 5,520,000 | 8,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,987,000 | 53,068,000 | 54,258,000 | 56,817,000 |
| Total capital | 58,295,000 | 58,437,000 | 59,632,000 | 62,197,000 |
| Risk-weighted assets | 476,986,000 | 469,823,000 | 477,133,000 | 499,001,000 |