Call reports 2024
AMERICAN BANK, NATIONAL ASSOCIATION — 2024
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 552,578,000 | 552,129,000 | 540,940,000 | 538,273,000 |
| Total loans | 476,478,000 | 454,796,000 | 464,793,000 | 466,185,000 |
| Allowance for loan losses | 5,329,000 | 5,271,000 | 5,271,000 | 5,271,000 |
| Securities available for sale | 5,598,000 | 7,391,000 | 13,795,000 | 12,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,000,000 | 434,425,000 | 411,422,000 | 420,370,000 |
| Interest-bearing deposits | 389,174,000 | 383,592,000 | 360,108,000 | 366,220,000 |
| Noninterest-bearing deposits | 40,826,000 | 50,833,000 | 51,314,000 | 54,150,000 |
| Equity capital | 50,939,000 | 50,258,000 | 51,836,000 | 52,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,417,000 | 15,192,000 | 22,787,000 | 30,219,000 |
| Interest expense | 3,791,000 | 7,901,000 | 11,756,000 | 15,474,000 |
| Net interest income | 3,626,000 | 7,291,000 | 11,031,000 | 14,745,000 |
| Noninterest income | 483,000 | 1,108,000 | 1,833,000 | 2,601,000 |
| Noninterest expense | 2,407,000 | 6,010,000 | 8,498,000 | 11,974,000 |
| Provision for loan losses | 0 | 0 | 0 | -5,000 |
| Pretax income | 1,702,000 | 2,389,000 | 4,366,000 | 5,372,000 |
| Income tax | 81,000 | 162,000 | 243,000 | 199,000 |
| Net income | 1,621,000 | 2,227,000 | 4,123,000 | 5,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,332,000 | 49,647,000 | 51,199,000 | 52,248,000 |
| Total capital | 55,686,000 | 54,943,000 | 56,495,000 | 57,549,000 |
| Risk-weighted assets | 481,952,000 | 459,055,000 | 470,808,000 | 467,730,000 |