Call reports 2023
AMERICAN BANK, NATIONAL ASSOCIATION — 2023
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 487,265,000 | 507,927,000 | 538,005,000 | 550,204,000 |
| Total loans | 406,268,000 | 433,172,000 | 462,976,000 | 470,673,000 |
| Allowance for loan losses | 5,408,000 | 5,275,000 | 5,273,000 | 5,336,000 |
| Securities available for sale | 7,998,000 | 7,176,000 | 6,683,000 | 5,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,341,000 | 420,524,000 | 434,295,000 | 473,508,000 |
| Interest-bearing deposits | 373,563,000 | 373,573,000 | 413,810,000 | 408,104,000 |
| Noninterest-bearing deposits | 46,778,000 | 46,951,000 | 20,485,000 | 65,404,000 |
| Equity capital | 46,802,000 | 46,971,000 | 47,824,000 | 49,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,647,000 | 11,748,000 | 18,413,000 | 25,803,000 |
| Interest expense | 1,853,000 | 4,116,000 | 6,999,000 | 10,456,000 |
| Net interest income | 3,794,000 | 7,632,000 | 11,414,000 | 15,347,000 |
| Noninterest income | 382,000 | 786,000 | 1,155,000 | 1,679,000 |
| Noninterest expense | 2,160,000 | 4,433,000 | 6,774,000 | 9,104,000 |
| Provision for loan losses | 37,000 | 37,000 | 37,000 | 95,000 |
| Pretax income | 1,866,000 | 3,926,000 | 5,736,000 | 7,802,000 |
| Income tax | 104,000 | 209,000 | 313,000 | 339,000 |
| Net income | 1,762,000 | 3,717,000 | 5,423,000 | 7,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,204,000 | 46,388,000 | 47,255,000 | 49,295,000 |
| Total capital | 51,684,000 | 51,688,000 | 52,553,000 | 54,656,000 |
| Risk-weighted assets | 438,344,000 | 444,890,000 | 474,349,000 | 477,572,000 |