Call reports 2022
AMERICAN BANK, NATIONAL ASSOCIATION — 2022
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 400,233,000 | 401,988,000 | 420,205,000 | 508,857,000 |
| Total loans | 339,244,000 | 346,501,000 | 381,393,000 | 411,224,000 |
| Allowance for loan losses | 5,034,000 | 5,004,000 | 5,110,000 | 5,210,000 |
| Securities available for sale | 8,155,000 | 7,894,000 | 7,955,000 | 7,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,609,000 | 335,329,000 | 347,523,000 | 443,171,000 |
| Interest-bearing deposits | 282,471,000 | 280,916,000 | 290,868,000 | 352,740,000 |
| Noninterest-bearing deposits | 51,138,000 | 54,413,000 | 56,655,000 | 90,431,000 |
| Equity capital | 43,110,000 | 43,233,000 | 44,232,000 | 46,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,387,000 | 7,022,000 | 11,223,000 | 16,230,000 |
| Interest expense | 585,000 | 1,164,000 | 1,878,000 | 3,161,000 |
| Net interest income | 2,802,000 | 5,858,000 | 9,345,000 | 13,069,000 |
| Noninterest income | 516,000 | 1,060,000 | 1,454,000 | 1,809,000 |
| Noninterest expense | 1,893,000 | 3,748,000 | 5,609,000 | 7,559,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 1,425,000 | 3,170,000 | 5,090,000 | 7,119,000 |
| Income tax | 80,000 | 159,000 | 239,000 | 347,000 |
| Net income | 1,345,000 | 3,011,000 | 4,851,000 | 6,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,491,000 | 42,614,000 | 43,686,000 | 45,607,000 |
| Total capital | 46,761,000 | 46,924,000 | 48,441,000 | 50,820,000 |
| Risk-weighted assets | 340,803,000 | 344,099,000 | 380,007,000 | 420,738,000 |