Call reports 2021
AMERICAN BANK, NATIONAL ASSOCIATION — 2021
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 374,316,000 | 372,884,000 | 375,399,000 | 402,700,000 |
| Total loans | 310,145,000 | 300,711,000 | 317,202,000 | 340,214,000 |
| Allowance for loan losses | 5,048,000 | 5,042,000 | 5,039,000 | 5,039,000 |
| Securities available for sale | 7,054,000 | 8,000,000 | 7,823,000 | 8,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,549,000 | 307,913,000 | 310,114,000 | 336,306,000 |
| Interest-bearing deposits | 257,149,000 | 258,441,000 | 256,332,000 | 280,073,000 |
| Noninterest-bearing deposits | 49,400,000 | 49,472,000 | 53,782,000 | 56,233,000 |
| Equity capital | 41,014,000 | 40,683,000 | 41,546,000 | 42,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 7,655,000 | 11,610,000 | 15,019,000 |
| Interest expense | 769,000 | 1,449,000 | 2,093,000 | 2,696,000 |
| Net interest income | 3,132,000 | 6,206,000 | 9,517,000 | 12,323,000 |
| Noninterest income | 675,000 | 1,049,000 | 1,513,000 | 1,893,000 |
| Noninterest expense | 1,577,000 | 3,437,000 | 5,115,000 | 6,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,230,000 | 3,818,000 | 5,915,000 | 7,386,000 |
| Income tax | 77,000 | 190,000 | 293,000 | 348,000 |
| Net income | 2,153,000 | 3,628,000 | 5,622,000 | 7,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,310,000 | 39,985,000 | 40,854,000 | 42,270,000 |
| Total capital | 43,964,000 | 43,603,000 | 44,776,000 | 46,512,000 |
| Risk-weighted assets | 291,068,000 | 288,049,000 | 312,691,000 | 338,537,000 |