Call reports 2020
AMERICAN BANK, NATIONAL ASSOCIATION — 2020
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 361,479,000 | 385,187,000 | 379,688,000 | 399,575,000 |
| Total loans | 305,292,000 | 311,078,000 | 317,714,000 | 312,486,000 |
| Allowance for loan losses | 4,856,000 | 5,055,000 | 5,055,000 | 5,050,000 |
| Securities available for sale | 6,590,000 | 7,265,000 | 7,082,000 | 7,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,902,000 | 290,889,000 | 294,806,000 | 313,609,000 |
| Interest-bearing deposits | 235,711,000 | 252,317,000 | 249,232,000 | 266,715,000 |
| Noninterest-bearing deposits | 31,191,000 | 38,572,000 | 45,574,000 | 46,894,000 |
| Equity capital | 38,441,000 | 38,699,000 | 37,955,000 | 39,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,955,000 | 7,995,000 | 11,761,000 | 15,501,000 |
| Interest expense | 1,180,000 | 2,345,000 | 3,412,000 | 4,370,000 |
| Net interest income | 2,775,000 | 5,650,000 | 8,349,000 | 11,131,000 |
| Noninterest income | 413,000 | 965,000 | 1,773,000 | 2,495,000 |
| Noninterest expense | 1,511,000 | 3,201,000 | 4,664,000 | 6,492,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,677,000 | 3,214,000 | 5,258,000 | 6,934,000 |
| Income tax | 62,000 | 119,000 | 271,000 | 350,000 |
| Net income | 1,615,000 | 3,095,000 | 4,987,000 | 6,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,793,000 | 37,982,000 | 37,235,000 | 38,831,000 |
| Total capital | 41,619,000 | 41,635,000 | 40,980,000 | 42,544,000 |
| Risk-weighted assets | 305,030,000 | 290,843,000 | 298,183,000 | 295,691,000 |