Call reports 2019
AMERICAN BANK, NATIONAL ASSOCIATION — 2019
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 322,502,000 | 317,768,000 | 327,421,000 | 345,962,000 |
| Total loans | 273,141,000 | 268,662,000 | 282,995,000 | 300,659,000 |
| Allowance for loan losses | 4,871,000 | 4,864,000 | 4,861,000 | 4,858,000 |
| Securities available for sale | 5,652,000 | 5,372,000 | 4,878,000 | 6,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,314,000 | 239,920,000 | 251,467,000 | 271,059,000 |
| Interest-bearing deposits | 220,680,000 | 217,316,000 | 222,225,000 | 237,460,000 |
| Noninterest-bearing deposits | 23,634,000 | 22,604,000 | 29,242,000 | 33,599,000 |
| Equity capital | 35,753,000 | 35,659,000 | 36,482,000 | 37,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,545,000 | 7,278,000 | 11,022,000 | 14,739,000 |
| Interest expense | 1,145,000 | 2,360,000 | 3,576,000 | 4,805,000 |
| Net interest income | 2,400,000 | 4,918,000 | 7,446,000 | 9,934,000 |
| Noninterest income | 163,000 | 405,000 | 694,000 | 1,020,000 |
| Noninterest expense | 1,492,000 | 3,037,000 | 4,330,000 | 6,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,071,000 | 2,286,000 | 3,810,000 | 4,856,000 |
| Income tax | 52,000 | 106,000 | 172,000 | 197,000 |
| Net income | 1,019,000 | 2,180,000 | 3,638,000 | 4,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,118,000 | 34,988,000 | 35,802,000 | 36,823,000 |
| Total capital | 38,569,000 | 38,361,000 | 39,393,000 | 40,637,000 |
| Risk-weighted assets | 274,692,000 | 268,327,000 | 285,985,000 | 304,066,000 |