Call reports 2018
AMERICAN BANK, NATIONAL ASSOCIATION — 2018
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 285,691,000 | 286,901,000 | 299,715,000 | 319,860,000 |
| Total loans | 258,855,000 | 264,387,000 | 269,844,000 | 279,193,000 |
| Allowance for loan losses | 4,610,000 | 4,874,000 | 4,873,000 | 4,872,000 |
| Securities available for sale | 5,992,000 | 5,280,000 | 6,215,000 | 6,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,391,000 | 226,458,000 | 224,602,000 | 234,772,000 |
| Interest-bearing deposits | 206,030,000 | 201,207,000 | 193,743,000 | 203,805,000 |
| Noninterest-bearing deposits | 24,361,000 | 25,251,000 | 30,859,000 | 30,967,000 |
| Equity capital | 34,452,000 | 34,595,000 | 35,332,000 | 35,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,575,000 | 9,998,000 | 13,585,000 |
| Interest expense | 643,000 | 1,335,000 | 2,106,000 | 3,064,000 |
| Net interest income | 2,532,000 | 5,240,000 | 7,892,000 | 10,521,000 |
| Noninterest income | 247,000 | 465,000 | 710,000 | 945,000 |
| Noninterest expense | 1,478,000 | 3,007,000 | 4,493,000 | 6,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,301,000 | 2,698,000 | 4,109,000 | 5,125,000 |
| Income tax | 59,000 | 114,000 | 177,000 | 236,000 |
| Net income | 1,242,000 | 2,584,000 | 3,932,000 | 4,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,896,000 | 34,039,000 | 34,787,000 | 34,744,000 |
| Total capital | 37,163,000 | 37,381,000 | 38,223,000 | 38,280,000 |
| Risk-weighted assets | 259,993,000 | 265,797,000 | 273,464,000 | 281,520,000 |