Call reports 2017
AMERICAN BANK, NATIONAL ASSOCIATION — 2017
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 280,509,000 | 273,234,000 | 274,600,000 | 294,607,000 |
| Total loans | 233,464,000 | 242,878,000 | 239,858,000 | 259,943,000 |
| Allowance for loan losses | 4,601,000 | 4,595,000 | 4,590,000 | 4,614,000 |
| Securities available for sale | 5,719,000 | 5,867,000 | 6,330,000 | 6,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,794,000 | 220,379,000 | 221,293,000 | 241,336,000 |
| Interest-bearing deposits | 205,672,000 | 196,621,000 | 195,207,000 | 208,828,000 |
| Noninterest-bearing deposits | 22,122,000 | 23,758,000 | 26,086,000 | 32,508,000 |
| Equity capital | 32,512,000 | 32,551,000 | 33,052,000 | 33,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,752,000 | 5,842,000 | 8,791,000 | 11,804,000 |
| Interest expense | 587,000 | 1,176,000 | 1,767,000 | 2,369,000 |
| Net interest income | 2,165,000 | 4,666,000 | 7,024,000 | 9,435,000 |
| Noninterest income | 210,000 | 461,000 | 723,000 | 964,000 |
| Noninterest expense | 1,364,000 | 2,920,000 | 4,383,000 | 6,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,011,000 | 2,207,000 | 3,364,000 | 4,359,000 |
| Income tax | 55,000 | 107,000 | 162,000 | 216,000 |
| Net income | 956,000 | 2,100,000 | 3,202,000 | 4,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,872,000 | 31,916,000 | 32,418,000 | 33,359,000 |
| Total capital | 34,788,000 | 34,961,000 | 35,447,000 | 36,645,000 |
| Risk-weighted assets | 231,591,000 | 242,071,000 | 240,764,000 | 261,586,000 |