Call reports 2016
AMERICAN BANK, NATIONAL ASSOCIATION — 2016
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 273,416,000 | 272,839,000 | 270,430,000 | 293,784,000 |
| Total loans | 250,622,000 | 242,740,000 | 233,037,000 | 242,450,000 |
| Allowance for loan losses | 4,610,000 | 4,607,000 | 4,608,000 | 4,604,000 |
| Securities available for sale | 7,170,000 | 5,847,000 | 6,063,000 | 5,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,738,000 | 215,229,000 | 217,852,000 | 241,177,000 |
| Interest-bearing deposits | 199,755,000 | 196,280,000 | 199,549,000 | 215,017,000 |
| Noninterest-bearing deposits | 17,983,000 | 18,949,000 | 18,303,000 | 26,160,000 |
| Equity capital | 31,064,000 | 30,958,000 | 31,354,000 | 31,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,714,000 | 8,490,000 | 11,179,000 |
| Interest expense | 585,000 | 1,155,000 | 1,745,000 | 2,332,000 |
| Net interest income | 2,324,000 | 4,559,000 | 6,745,000 | 8,847,000 |
| Noninterest income | 201,000 | 417,000 | 727,000 | 943,000 |
| Noninterest expense | 1,323,000 | 2,625,000 | 4,047,000 | 5,557,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 602,000 | 1,751,000 | 2,825,000 | 3,626,000 |
| Income tax | 30,000 | 79,000 | 129,000 | 193,000 |
| Net income | 572,000 | 1,672,000 | 2,696,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,355,000 | 30,255,000 | 30,678,000 | 30,916,000 |
| Total capital | 33,498,000 | 33,296,000 | 33,614,000 | 33,980,000 |
| Risk-weighted assets | 249,974,000 | 241,733,000 | 233,225,000 | 243,603,000 |