Call reports 2015
AMERICAN BANK, NATIONAL ASSOCIATION — 2015
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 279,099,000 | 263,419,000 | 274,656,000 | 296,734,000 |
| Total loans | 250,717,000 | 239,502,000 | 251,636,000 | 261,493,000 |
| Allowance for loan losses | 4,027,000 | 4,018,000 | 4,013,000 | 4,013,000 |
| Securities available for sale | 9,407,000 | 8,848,000 | 8,229,000 | 7,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,326,000 | 222,630,000 | 217,715,000 | 238,448,000 |
| Interest-bearing deposits | 211,169,000 | 206,289,000 | 198,671,000 | 205,783,000 |
| Noninterest-bearing deposits | 21,157,000 | 16,341,000 | 19,044,000 | 32,665,000 |
| Equity capital | 29,583,000 | 29,373,000 | 29,901,000 | 30,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,600,000 | 8,374,000 | 11,309,000 |
| Interest expense | 543,000 | 1,083,000 | 1,631,000 | 2,193,000 |
| Net interest income | 2,290,000 | 4,517,000 | 6,743,000 | 9,116,000 |
| Noninterest income | 260,000 | 580,000 | 791,000 | 1,014,000 |
| Noninterest expense | 1,318,000 | 2,586,000 | 3,992,000 | 5,322,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,032,000 | 2,311,000 | 3,342,000 | 4,608,000 |
| Income tax | 41,000 | 92,000 | 149,000 | 194,000 |
| Net income | 991,000 | 2,219,000 | 3,193,000 | 4,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,810,000 | 28,638,000 | 29,162,000 | 29,783,000 |
| Total capital | 31,915,000 | 31,664,000 | 32,338,000 | 33,083,000 |
| Risk-weighted assets | 247,515,000 | 241,068,000 | 253,241,000 | 263,297,000 |