Call reports 2014
AMERICAN BANK, NATIONAL ASSOCIATION — 2014
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 273,164,000 | 268,289,000 | 261,235,000 | 279,943,000 |
| Total loans | 242,873,000 | 236,718,000 | 231,568,000 | 254,169,000 |
| Allowance for loan losses | 3,407,000 | 3,508,000 | 3,455,000 | 3,657,000 |
| Securities available for sale | 11,332,000 | 10,476,000 | 9,901,000 | 9,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,176,000 | 226,359,000 | 223,818,000 | 238,501,000 |
| Interest-bearing deposits | 206,114,000 | 208,009,000 | 206,197,000 | 213,862,000 |
| Noninterest-bearing deposits | 21,062,000 | 18,350,000 | 17,621,000 | 24,639,000 |
| Equity capital | 28,860,000 | 28,556,000 | 28,440,000 | 28,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,615,000 | 8,150,000 | 10,964,000 |
| Interest expense | 553,000 | 1,099,000 | 1,649,000 | 2,197,000 |
| Net interest income | 2,233,000 | 4,516,000 | 6,501,000 | 8,767,000 |
| Noninterest income | 317,000 | 540,000 | 763,000 | 960,000 |
| Noninterest expense | 1,256,000 | 2,511,000 | 3,862,000 | 5,198,000 |
| Provision for loan losses | 200,000 | 300,000 | 500,000 | 700,000 |
| Pretax income | 1,094,000 | 2,245,000 | 2,902,000 | 3,829,000 |
| Income tax | 57,000 | 112,000 | 168,000 | 226,000 |
| Net income | 1,037,000 | 2,133,000 | 2,734,000 | 3,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,962,000 | 27,660,000 | 27,562,000 | 27,737,000 |
| Total capital | 31,015,000 | 30,627,000 | 30,477,000 | 30,909,000 |
| Risk-weighted assets | 243,916,000 | 236,781,000 | 232,619,000 | 253,308,000 |