Call reports 2013
AMERICAN BANK, NATIONAL ASSOCIATION — 2013
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,201,000 | 259,619,000 | 264,543,000 | 273,758,000 |
| Total loans | 207,482,000 | 221,548,000 | 222,354,000 | 240,334,000 |
| Allowance for loan losses | 3,344,000 | 3,348,000 | 3,372,000 | 3,425,000 |
| Securities available for sale | 13,741,000 | 12,379,000 | 12,070,000 | 11,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,340,000 | 217,864,000 | 222,073,000 | 231,902,000 |
| Interest-bearing deposits | 207,679,000 | 199,534,000 | 200,756,000 | 210,134,000 |
| Noninterest-bearing deposits | 20,661,000 | 18,330,000 | 21,317,000 | 21,768,000 |
| Equity capital | 27,279,000 | 26,987,000 | 27,390,000 | 27,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,412,000 | 8,091,000 | 10,893,000 |
| Interest expense | 640,000 | 1,263,000 | 1,870,000 | 2,466,000 |
| Net interest income | 2,055,000 | 4,149,000 | 6,221,000 | 8,427,000 |
| Noninterest income | 289,000 | 614,000 | 914,000 | 1,270,000 |
| Noninterest expense | 1,246,000 | 2,339,000 | 3,647,000 | 5,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,106,000 | 2,432,000 | 3,496,000 | 4,612,000 |
| Income tax | 50,000 | 109,000 | 165,000 | 193,000 |
| Net income | 1,056,000 | 2,323,000 | 3,331,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,227,000 | 26,090,000 | 26,494,000 | 26,931,000 |
| Total capital | 28,839,000 | 28,890,000 | 29,299,000 | 29,948,000 |
| Risk-weighted assets | 208,227,000 | 223,487,000 | 223,839,000 | 240,918,000 |