Call reports 2012
AMERICAN BANK, NATIONAL ASSOCIATION — 2012
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 237,257,000 | 238,123,000 | 239,683,000 | 267,668,000 |
| Total loans | 205,955,000 | 199,056,000 | 204,154,000 | 216,568,000 |
| Allowance for loan losses | 3,149,000 | 3,277,000 | 3,285,000 | 3,287,000 |
| Securities available for sale | 14,990,000 | 14,268,000 | 14,138,000 | 13,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,244,000 | 198,423,000 | 199,605,000 | 227,459,000 |
| Interest-bearing deposits | 175,806,000 | 181,596,000 | 183,782,000 | 202,513,000 |
| Noninterest-bearing deposits | 15,438,000 | 16,827,000 | 15,823,000 | 24,946,000 |
| Equity capital | 25,808,000 | 25,554,000 | 25,977,000 | 26,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,620,000 | 8,413,000 | 11,173,000 |
| Interest expense | 704,000 | 1,392,000 | 2,058,000 | 2,723,000 |
| Net interest income | 2,132,000 | 4,228,000 | 6,355,000 | 8,450,000 |
| Noninterest income | 480,000 | 832,000 | 971,000 | 1,474,000 |
| Noninterest expense | 1,150,000 | 2,198,000 | 3,379,000 | 4,637,000 |
| Provision for loan losses | 125,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,337,000 | 2,612,000 | 3,697,000 | 5,053,000 |
| Income tax | 52,000 | 95,000 | 146,000 | 246,000 |
| Net income | 1,285,000 | 2,517,000 | 3,551,000 | 4,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,644,000 | 24,379,000 | 24,833,000 | 25,175,000 |
| Total capital | 27,268,000 | 26,934,000 | 27,444,000 | 27,945,000 |
| Risk-weighted assets | 209,422,000 | 203,661,000 | 208,223,000 | 221,067,000 |