Call reports 2011
AMERICAN BANK, NATIONAL ASSOCIATION — 2011
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,389,000 | 225,687,000 | 231,608,000 | 242,684,000 |
| Total loans | 188,567,000 | 186,030,000 | 181,303,000 | 197,883,000 |
| Allowance for loan losses | 3,552,000 | 3,269,000 | 3,262,000 | 3,025,000 |
| Securities available for sale | 17,626,000 | 17,374,000 | 17,668,000 | 15,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,930,000 | 187,747,000 | 190,867,000 | 203,388,000 |
| Interest-bearing deposits | 173,892,000 | 175,926,000 | 174,823,000 | 183,917,000 |
| Noninterest-bearing deposits | 14,038,000 | 11,821,000 | 16,044,000 | 19,471,000 |
| Equity capital | 25,097,000 | 25,092,000 | 25,315,000 | 24,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,692,000 | 8,552,000 | 11,387,000 |
| Interest expense | 892,000 | 1,760,000 | 2,582,000 | 3,347,000 |
| Net interest income | 1,970,000 | 3,932,000 | 5,970,000 | 8,040,000 |
| Noninterest income | 315,000 | 589,000 | 847,000 | 1,316,000 |
| Noninterest expense | 1,127,000 | 2,245,000 | 3,345,000 | 4,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,158,000 | 2,276,000 | 3,472,000 | 4,814,000 |
| Income tax | 53,000 | 104,000 | 157,000 | 220,000 |
| Net income | 1,105,000 | 2,172,000 | 3,315,000 | 4,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,032,000 | 23,880,000 | 24,100,000 | 23,369,000 |
| Total capital | 26,463,000 | 26,272,000 | 26,440,000 | 25,893,000 |
| Risk-weighted assets | 193,345,000 | 190,495,000 | 186,257,000 | 201,441,000 |