Call reports 2010
AMERICAN BANK, NATIONAL ASSOCIATION — 2010
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,987,000 | 221,068,000 | 222,098,000 | 229,370,000 |
| Total loans | 182,839,000 | 170,997,000 | 173,280,000 | 190,451,000 |
| Allowance for loan losses | 3,531,000 | 3,553,000 | 3,560,000 | 3,559,000 |
| Securities available for sale | 20,642,000 | 15,904,000 | 18,300,000 | 18,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,069,000 | 181,337,000 | 182,664,000 | 191,616,000 |
| Interest-bearing deposits | 167,663,000 | 167,461,000 | 170,105,000 | 174,281,000 |
| Noninterest-bearing deposits | 13,406,000 | 13,876,000 | 12,559,000 | 17,335,000 |
| Equity capital | 22,902,000 | 22,661,000 | 23,500,000 | 23,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,830,000 | 8,706,000 | 11,587,000 |
| Interest expense | 1,124,000 | 2,209,000 | 3,252,000 | 4,233,000 |
| Net interest income | 1,800,000 | 3,621,000 | 5,454,000 | 7,354,000 |
| Noninterest income | 260,000 | 492,000 | 907,000 | 1,396,000 |
| Noninterest expense | 1,134,000 | 2,268,000 | 3,290,000 | 4,439,000 |
| Provision for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Pretax income | 802,000 | 1,721,000 | 2,947,000 | 4,187,000 |
| Income tax | 43,000 | 88,000 | 133,000 | 189,000 |
| Net income | 759,000 | 1,633,000 | 2,814,000 | 3,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,744,000 | 21,526,000 | 22,258,000 | 22,931,000 |
| Total capital | 24,093,000 | 23,779,000 | 24,531,000 | 25,390,000 |
| Risk-weighted assets | 186,748,000 | 178,904,000 | 180,531,000 | 195,654,000 |