Call reports 2009
AMERICAN BANK, NATIONAL ASSOCIATION — 2009
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 235,109,000 | 229,431,000 | 228,914,000 | 227,984,000 |
| Total loans | 196,584,000 | 189,436,000 | 186,615,000 | 189,820,000 |
| Allowance for loan losses | 3,069,000 | 3,361,000 | 3,581,000 | 3,265,000 |
| Securities available for sale | 15,079,000 | 24,968,000 | 25,066,000 | 20,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,916,000 | 178,887,000 | 180,329,000 | 186,529,000 |
| Interest-bearing deposits | 170,259,000 | 166,514,000 | 167,960,000 | 166,267,000 |
| Noninterest-bearing deposits | 13,657,000 | 12,373,000 | 12,369,000 | 20,262,000 |
| Equity capital | 21,337,000 | 21,405,000 | 21,865,000 | 22,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,333,000 | 6,497,000 | 9,573,000 | 12,618,000 |
| Interest expense | 1,652,000 | 3,209,000 | 4,656,000 | 5,976,000 |
| Net interest income | 1,681,000 | 3,288,000 | 4,917,000 | 6,642,000 |
| Noninterest income | 739,000 | 1,135,000 | 1,240,000 | 1,644,000 |
| Noninterest expense | 850,000 | 1,789,000 | 2,627,000 | 3,863,000 |
| Provision for loan losses | 1,400,000 | 1,700,000 | 2,000,000 | 2,000,000 |
| Pretax income | 170,000 | 940,000 | 1,536,000 | 2,429,000 |
| Income tax | 50,000 | 88,000 | 131,000 | 172,000 |
| Net income | 120,000 | 852,000 | 1,405,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,217,000 | 20,284,000 | 20,594,000 | 20,988,000 |
| Total capital | 22,740,000 | 22,694,000 | 22,978,000 | 23,413,000 |
| Risk-weighted assets | 201,282,000 | 191,829,000 | 189,536,000 | 193,195,000 |