Call reports 2008
AMERICAN BANK, NATIONAL ASSOCIATION — 2008
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 220,286,000 | 227,222,000 | 234,025,000 | 233,297,000 |
| Total loans | 187,793,000 | 201,695,000 | 200,299,000 | 207,615,000 |
| Allowance for loan losses | 1,901,000 | 2,025,000 | 2,454,000 | 2,416,000 |
| Securities available for sale | 16,007,000 | 15,744,000 | 15,490,000 | 15,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,748,000 | 180,800,000 | 191,379,000 | 177,009,000 |
| Interest-bearing deposits | 163,363,000 | 164,412,000 | 178,100,000 | 162,854,000 |
| Noninterest-bearing deposits | 14,385,000 | 16,388,000 | 13,279,000 | 14,155,000 |
| Equity capital | 21,341,000 | 20,795,000 | 20,581,000 | 21,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,568,000 | 6,990,000 | 10,504,000 | 13,899,000 |
| Interest expense | 1,992,000 | 3,805,000 | 5,604,000 | 7,335,000 |
| Net interest income | 1,576,000 | 3,185,000 | 4,900,000 | 6,564,000 |
| Noninterest income | 316,000 | 605,000 | 859,000 | 1,172,000 |
| Noninterest expense | 947,000 | 1,841,000 | 2,657,000 | 3,581,000 |
| Provision for loan losses | 275,000 | 475,000 | 1,400,000 | 1,550,000 |
| Pretax income | 670,000 | 1,474,000 | 1,702,000 | 2,605,000 |
| Income tax | 30,000 | 77,000 | 131,000 | 93,000 |
| Net income | 640,000 | 1,397,000 | 1,571,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,298,000 | 20,045,000 | 19,809,000 | 20,140,000 |
| Total capital | 22,202,000 | 22,073,000 | 22,266,000 | 22,559,000 |
| Risk-weighted assets | 190,917,000 | 203,480,000 | 204,612,000 | 209,084,000 |