Call reports 2007
AMERICAN BANK, NATIONAL ASSOCIATION — 2007
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 214,162,000 | 214,053,000 | 209,745,000 | 217,677,000 |
| Total loans | 185,609,000 | 183,128,000 | 181,118,000 | 189,031,000 |
| Allowance for loan losses | 1,977,000 | 2,068,000 | 2,059,000 | 1,692,000 |
| Securities available for sale | 15,500,000 | 15,108,000 | 14,835,000 | 15,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,891,000 | 180,967,000 | 174,551,000 | 174,884,000 |
| Interest-bearing deposits | 163,775,000 | 168,911,000 | 162,392,000 | 158,054,000 |
| Noninterest-bearing deposits | 12,116,000 | 12,056,000 | 12,159,000 | 16,830,000 |
| Equity capital | 19,274,000 | 19,065,000 | 19,768,000 | 20,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,292,000 | 10,977,000 | 14,588,000 |
| Interest expense | 2,073,000 | 4,220,000 | 6,368,000 | 8,439,000 |
| Net interest income | 1,535,000 | 3,072,000 | 4,609,000 | 6,149,000 |
| Noninterest income | 206,000 | 466,000 | 707,000 | 963,000 |
| Noninterest expense | 888,000 | 1,765,000 | 2,577,000 | 3,443,000 |
| Provision for loan losses | 275,000 | 405,000 | 405,000 | 405,000 |
| Pretax income | 578,000 | 1,368,000 | 2,334,000 | 3,264,000 |
| Income tax | 29,000 | 70,000 | 120,000 | 135,000 |
| Net income | 549,000 | 1,298,000 | 2,214,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,678,000 | 18,627,000 | 19,143,000 | 19,658,000 |
| Total capital | 20,658,000 | 20,698,000 | 21,205,000 | 21,353,000 |
| Risk-weighted assets | 186,231,000 | 184,339,000 | 182,757,000 | 190,166,000 |