Call reports 2006
AMERICAN BANK, NATIONAL ASSOCIATION — 2006
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 190,537,000 | 200,248,000 | 205,368,000 | 209,486,000 |
| Total loans | 162,618,000 | 175,287,000 | 179,667,000 | 181,952,000 |
| Allowance for loan losses | 1,721,000 | 1,849,000 | 1,992,000 | 1,977,000 |
| Securities available for sale | 16,274,000 | 15,520,000 | 15,541,000 | 15,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,038,000 | 163,849,000 | 163,097,000 | 168,790,000 |
| Interest-bearing deposits | 145,386,000 | 150,782,000 | 151,215,000 | 151,370,000 |
| Noninterest-bearing deposits | 12,652,000 | 13,067,000 | 11,882,000 | 17,420,000 |
| Equity capital | 16,487,000 | 16,465,000 | 18,303,000 | 18,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,941,000 | 6,130,000 | 9,578,000 | 13,104,000 |
| Interest expense | 1,474,000 | 3,140,000 | 5,018,000 | 7,021,000 |
| Net interest income | 1,467,000 | 2,990,000 | 4,560,000 | 6,083,000 |
| Noninterest income | 233,000 | 540,000 | 823,000 | 1,078,000 |
| Noninterest expense | 905,000 | 1,728,000 | 2,492,000 | 3,256,000 |
| Provision for loan losses | 225,000 | 328,000 | 483,000 | 674,000 |
| Pretax income | 569,000 | 1,464,000 | 2,398,000 | 3,220,000 |
| Income tax | 24,000 | 85,000 | 104,000 | 124,000 |
| Net income | 545,000 | 1,379,000 | 2,294,000 | 3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,018,000 | 16,092,000 | 17,707,000 | 18,129,000 |
| Total capital | 17,744,000 | 17,948,000 | 19,706,000 | 20,109,000 |
| Risk-weighted assets | 164,707,000 | 176,178,000 | 180,632,000 | 183,212,000 |