Call reports 2002
AMERICAN BANK, NATIONAL ASSOCIATION — 2002
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,563,000 | 138,266,000 | 140,850,000 | 147,335,000 |
| Total loans | 105,250,000 | 110,296,000 | 111,709,000 | 113,389,000 |
| Allowance for loan losses | 1,319,000 | 1,141,000 | 1,161,000 | 1,207,000 |
| Securities available for sale | 14,998,000 | 17,345,000 | 14,695,000 | 16,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,186,000 | 117,192,000 | 118,726,000 | 124,601,000 |
| Interest-bearing deposits | 106,316,000 | 110,438,000 | 111,049,000 | 114,309,000 |
| Noninterest-bearing deposits | 6,870,000 | 6,754,000 | 7,677,000 | 10,292,000 |
| Equity capital | 10,325,000 | 10,963,000 | 11,992,000 | 12,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,422,000 | 6,724,000 | 9,047,000 |
| Interest expense | 1,233,000 | 2,415,000 | 3,601,000 | 4,722,000 |
| Net interest income | 963,000 | 2,007,000 | 3,123,000 | 4,325,000 |
| Noninterest income | 125,000 | 322,000 | 621,000 | 968,000 |
| Noninterest expense | 642,000 | 1,212,000 | 1,955,000 | 2,635,000 |
| Provision for loan losses | 75,000 | 172,000 | 182,000 | 237,000 |
| Pretax income | 371,000 | 945,000 | 1,607,000 | 2,421,000 |
| Income tax | 19,000 | 40,000 | 70,000 | 103,000 |
| Net income | 352,000 | 905,000 | 1,537,000 | 2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,484,000 | 9,987,000 | 10,919,000 | 11,551,000 |
| Total capital | 10,803,000 | 11,128,000 | 12,080,000 | 12,758,000 |
| Risk-weighted assets | 107,495,000 | 111,109,000 | 112,753,000 | 116,640,000 |