Call reports 2001
AMERICAN BANK, NATIONAL ASSOCIATION — 2001
What AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,503,000 | 126,389,000 | 125,023,000 | 130,134,000 |
| Total loans | 103,426,000 | 100,715,000 | 103,824,000 | 109,420,000 |
| Allowance for loan losses | 1,296,000 | 1,340,000 | 1,304,000 | 1,315,000 |
| Securities available for sale | 9,277,000 | 10,025,000 | 11,310,000 | 12,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,301,000 | 109,130,000 | 105,746,000 | 109,787,000 |
| Interest-bearing deposits | 98,014,000 | 102,368,000 | 99,410,000 | 102,253,000 |
| Noninterest-bearing deposits | 6,287,000 | 6,762,000 | 6,336,000 | 7,534,000 |
| Equity capital | 9,252,000 | 9,168,000 | 9,557,000 | 9,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,691,000 | 7,133,000 | 9,465,000 |
| Interest expense | 1,528,000 | 3,095,000 | 4,641,000 | 6,001,000 |
| Net interest income | 840,000 | 1,596,000 | 2,492,000 | 3,464,000 |
| Noninterest income | 162,000 | 304,000 | 482,000 | 744,000 |
| Noninterest expense | 639,000 | 1,212,000 | 1,830,000 | 2,452,000 |
| Provision for loan losses | 150,000 | 200,000 | 210,000 | 230,000 |
| Pretax income | 210,000 | 485,000 | 931,000 | 1,556,000 |
| Income tax | 7,000 | 7,000 | 25,000 | 43,000 |
| Net income | 203,000 | 478,000 | 906,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,294,000 | 8,239,000 | 8,513,000 | 8,965,000 |
| Total capital | 9,561,000 | 9,501,000 | 9,810,000 | 10,280,000 |
| Risk-weighted assets | 101,315,000 | 100,882,000 | 103,782,000 | 108,102,000 |