Call reports 2025
COMMUNITY BANK OF MISSOURI — 2025
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 89,606,000 | 90,273,000 | 88,790,000 | 91,142,000 |
| Total loans | 52,015,000 | 56,091,000 | 57,486,000 | 61,958,000 |
| Allowance for loan losses | 558,000 | 579,000 | 602,000 | 624,000 |
| Securities available for sale | 3,413,000 | 6,143,000 | 2,835,000 | 2,835,000 |
| Securities held to maturity | 0 | 0 | 5,241,000 | 5,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,436,000 | 77,733,000 | 75,741,000 | 78,127,000 |
| Interest-bearing deposits | 56,368,000 | 57,250,000 | 56,673,000 | 58,097,000 |
| Noninterest-bearing deposits | 21,068,000 | 20,483,000 | 19,068,000 | 20,030,000 |
| Equity capital | 11,578,000 | 11,988,000 | 12,402,000 | 12,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,648,000 | 4,089,000 | 5,592,000 |
| Interest expense | 224,000 | 443,000 | 660,000 | 884,000 |
| Net interest income | 1,046,000 | 2,205,000 | 3,429,000 | 4,708,000 |
| Noninterest income | 147,000 | 265,000 | 388,000 | 499,000 |
| Noninterest expense | 729,000 | 1,463,000 | 2,273,000 | 3,441,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 440,000 | 959,000 | 1,471,000 | 1,673,000 |
| Income tax | 101,000 | 220,000 | 332,000 | 355,000 |
| Net income | 339,000 | 739,000 | 1,139,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,621,000 | 12,023,000 | 12,420,000 | 12,598,000 |
| Total capital | 12,187,000 | 12,610,000 | 13,030,000 | 13,230,000 |
| Risk-weighted assets | 64,169,000 | 67,299,000 | 71,758,000 | 74,587,000 |