Call reports 2020
COMMUNITY BANK OF MISSOURI — 2020
What COMMUNITY BANK OF MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 56,780,000 | 61,175,000 | 64,857,000 | 65,695,000 |
| Total loans | 40,945,000 | 44,605,000 | 47,802,000 | 45,608,000 |
| Allowance for loan losses | 502,000 | 503,000 | 505,000 | 506,000 |
| Securities available for sale | 2,047,000 | 2,099,000 | 1,881,000 | 1,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,738,000 | 52,708,000 | 56,086,000 | 56,834,000 |
| Interest-bearing deposits | 37,684,000 | 38,519,000 | 42,049,000 | 41,972,000 |
| Noninterest-bearing deposits | 11,054,000 | 14,189,000 | 14,037,000 | 14,862,000 |
| Equity capital | 7,705,000 | 8,074,000 | 8,315,000 | 8,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,419,000 | 2,147,000 | 2,885,000 |
| Interest expense | 44,000 | 91,000 | 137,000 | 177,000 |
| Net interest income | 657,000 | 1,328,000 | 2,010,000 | 2,708,000 |
| Noninterest income | 109,000 | 399,000 | 594,000 | 798,000 |
| Noninterest expense | 513,000 | 1,040,000 | 1,598,000 | 2,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 687,000 | 1,006,000 | 1,186,000 |
| Income tax | 54,000 | 162,000 | 237,000 | 266,000 |
| Net income | 199,000 | 525,000 | 769,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,694,000 | 8,021,000 | 8,264,000 | 8,416,000 |
| Total capital | 8,191,000 | 8,524,000 | 8,769,000 | 8,922,000 |
| Risk-weighted assets | 39,774,000 | 48,428,000 | 51,226,000 | 50,463,000 |